Duquesa Estate Agents for Property for Sale on the Costa del Sol
If you're searching for property for sale in Costa del Sol or your ideal home in La Duquesa, KIWII Real Estate are here to help. We specialise in guiding buyers through every step of the journey—offering trusted advice, in-depth local expertise, and a personalised approach to make finding your dream home in Spain smooth and stress-free.
Purchasing a home in Spain is more accessible than you might think—and with KIWII Real Estate by your side, you won’t have to navigate it alone. From legal details to practical know-how, we’ll guide you through the process with confidence and clarity.
Don't know where to start? Here’s how to make your property purchase on the Costa del Sol a reality:
Step 1: Securing the Property – The Reservation Agreement
Once you’ve found your ideal property and agreed on the price and included items with the seller, the next step is to sign a Reservation Agreement. This agreement temporarily takes the property off the market—usually for 30 days—giving both parties time to appoint legal representation and begin financial or mortgage arrangements.
This document outlines the agreed purchase price and proposed completion timeline, and must be signed by both the buyer and seller. If you're traveling to Spain to view properties with the intention to buy, we recommend having funds ready for the reservation deposit, typically €6,000. This can be paid via bank transfer or credit card.
The terms of this deposit are clearly stated in the Reservation Agreement so everyone knows their responsibilities from the outset.
Step 2: Making It Official – The Private Purchase Contract (PPC)
The Private Purchase Contract is where things become legally binding. It confirms the buyer’s commitment with an additional payment—normally 10% of the purchase price.
It’s standard for the seller’s legal team to prepare the PPC, while the buyer’s lawyer reviews and ensures all details are correct. That includes confirming the payment schedule, legal checks on the property, and an estimated completion date. We always advise appointing an independent local lawyer from the very beginning to protect your interests and manage the due diligence process smoothly.
Step 3: Taking Ownership – Completion at the Notary
The final step is completion, which takes place at a Public Notary’s office. This impartial official ensures that all legal obligations have been met and supervises the signing of the Title Deeds (Escritura).
At this point, the remaining funds are transferred, taxes are paid, and the buyer officially becomes the new property owner. Title Deed registration at the Land Registry typically takes 2–3 months following completion.
Understanding the Costs of Buying a Property in Spain
When budgeting for your property purchase in Spain, it’s important to account for more than just the sales price. On average, buyers should expect to set aside around 10% of the agreed purchase price to cover additional costs.
Here’s what that typically includes:- 7% Transfer Tax (10% for New Developments) – This is the standard property purchase tax payable to the Spanish government
- Legal Fees – Usually 1% of the purchase price, plus 21% VAT, for professional representation during the transaction
- Notary Fees – Covers the cost of official document signing
- Land Registry Fees – For registering your new ownership with the Spanish land registry
- Mortgage arrangement and processing fees
- Legal paperwork and contract preparation
- Registration of the mortgage with the land registry
- Fees related to transferring funds and securing the lender’s charge on the property
Being prepared for these additional costs ensures a smooth and stress-free buying experience. Want a clear breakdown of what your purchase will cost? Get in touch with KIWII – we’re happy to help.
Ongoing Property Ownership Costs in Spain
- Community Fees – Annual fee for maintenance of shared facilities (e.g. pools, gardens, lifts). Varies by amenities; discounts often available for early or direct debit payments
- IBI Tax – Local council tax paid yearly to the Town Hall. Amount depends on property type, size, and location
- Wealth Tax & Declarations – Annual tax filing required. Exemptions apply; we recommend consulting a local tax advisor
- Rental Licensing & Tax – Renting your property? A rental licence is required, and rental income is taxable. We can connect you with legal advice
- Utilities – Ongoing costs for water, electricity, gas, and internet. Should remain connected to avoid reconnection fees. Providers can be changed to suit your needs
Start Your Costa del Sol Property Search with KIWII
Looking for properties in Duquesa, Spain or elsewhere on the Costa del Sol? Contact KIWII Real Estate today for a personalised shortlist or to schedule viewings for properties in Duquesa, Spain or surrounding areas of the Costa del Sol. You can also browse our latest listings for Costa del Sol property for sale and explore exciting New Developments on the Costa del Sol—your perfect place in the sun could be just a click away!
